Experience based rating


Experience based rating (EBR) is the method we use to determine how much premium each employer pays. We calculate your premium by multiplying your wages by the premium rate.

EBR links your premium rate with your claims experience. This means the more claims you have, the more likely your premium rate will increase. If you have no claims or claims with minimal costs, your premium may reduce.

EBR is a fair way to calculate your premium because it gives you a chance to control your premium through claims management.


© WorkCover Queensland
Published 21 July 2008
The materials contained in this publication have been prepared by WorkCover Queensland for information purposes only and should not be considered legal advice. Precautions have been taken to ensure that the information in this publication is accurate as at the publication date and will be reviewed and updated as required.
WorkCover Queensland