How do claims influence my premium
Claims experience
We use your claims experience as part of your experience based rating (EBR) calculation.
Your claims experience is made up of your past three years of statutory claims costs and the next two years of common law claims costs. We use the total cost of your claims in our calculations—that is, the amount of money we’ve paid for lost wages, medical/rehabilitation, lump sum and damages.
The number of claims made against your policy is not a contributing factor to your premium.
Some types of claims may not influence your premium. These include journey and recess claims.
Employer consultancy services
WorkCover encourages employers to maintain a safe workplace, and to participate in the return to work process for your injured workers.
Our employer consultancy services can assist you identify ways to manage and reduce your claims costs.
Wages definition manual BK100 (pdf, 190.0 KB)